Lower Your Tax Bill in 2025

Your contingency fee will be structured over 7 or 10 years as part of the settlement agreement/QSF distribution agreement.  Funds will be sent from defendant/QSF to an assignment company that will then purchase an iStructure Annuity™ policy for the selected duration.

Approximately 90 days after annuity is purchased, Pinnacle Bank will issue a loan for up to 60% of premium placed into iStructure Annuity (i.e. $600,000 tax-free loan is made to attorney if $1,000,000 of fee is structured)

Attorney irrevocably assigns future annuity payments to assignment company and the loan's principal and interest is paid back to Pinnacle Bank from the annuity payments.  Any amount that remains after the month's loan payment is paid to Pinnacle Bank gets issued directly to attorney.  In the final 24 payments, should the annuity payment be lower than the monthly loan amount owed (meaning the index performed at a rate below the historical low), the attorney would be responsible for the difference back to Pinnacle.  Attorney is taxed on the full annuity payment in the years the annuity payments are made.