NIL Deferral Agreements

With the average football career ending by age 25, having this money paid out beyond your playing days creates financial stability for years to come.

Structured endorsement payments are taxed in the year which they are received, lowering their annual tax liability.  This arrangement falls under non-qualified deferred compensation as described in IRC 409A.

The ability to realize tax-deferred interest allows the athlete to maximize the endorsement deal.

Create a periodic payment plan with a fixed interest rate, guaranteed by a highly-rated life insurance company.

Minimum $50,000

Create a periodic payment plan where the growth is tied to a market index such as the S&P 500, with payments guaranteed by a highly-rated life insurance company.

Minimum $50,000

 Create a periodic payment plan where the payments are tied to a managed equity portfolio according to your risk tolerance.

Minimum $250,000

Purchase an annuity with a fixed interest rate, guaranteed by a highly-rated life insurance company

Purchase an annuity where the growth is tied to a market index such as the S&P 500, guaranteed by a highly-rated life insurance company

 Have your funds professionally managed by an investment advisor; provides liquidity but has no protections or guarantees